POSTED: 21 February 2022

Do you ever think about later life and what care will look like for ourselves or our loved ones?


Let me introduce you to Kelly Xue, Kelly is one of our Chartered Financial Planner here at Lucent Financial Planning Limited.

Let me introduce you to Kelly Xue, Kelly is one of our Chartered Financial Planner here at Lucent Financial Planning Limited.

Kelly has been an Chartered Financial Adviser servicing our client for a number of years, and has now added to following accreditation to her set of skills as being our Care for the Elderly and Later Life Adviser.

With the changes to the care reform announced in September 2021, we received many enquiries for new and existing clients around this subject.

A quick search on the internet and Kelly was inundated with information, and I mean a lot of information!  We then realised why so many people were getting in touch.  The guidance was not straightforward, and quite confusing in content, with no clear direction of where to start.

This has made us think about the need of advice for elderly people and for those caring for them.

Kelly put herself in their shoes and thought about what she would want to know if it was her mother and father who need care.

 

These are the list of questions that came to mind:

  • What sort of help can my parents receive from the local government?
  • What about from the NHS?
  • Will they be cared properly?
  • How does their asset affect their entitlement to benefits?
  • What do I do with their money?
  • Will they have enough for the rest of their lives?
  • Will they have to sell their house?

 

And the list goes on and on…

As a chartered financial planner, Kelly delivers the highest standards possible in the industry.

Plus, being independent means that we can go to the whole of market and find the correct solution which is tailored to your specific needs and circumstances.

As this subject is very close to Kelly’s heart, she has started her journey with SOLLA (Society of Later Life Advisers). This is a nonprofit organization which helps people and their families in finding trusted accredited financial advisers who understand financial needs in later life.

 

If you would like to know more about and the process, we follow please get in touch:

Telephone: 0121 705 1000

Email: kelly@lucentfinancialplanning.co.uk